Youth Loan


Prime Minister’s ‘Youth Business Loan’, for young entrepreneurs between the age group of 21 - 45 years, is designed to provide subsidised financing at 8.0% mark-up per annum for one hundred thousand (100,000) beneficiaries, through designated financial institutions, initially through National Bank of Pakistan (NBP) and First Women Bank Ltd. (FWBL).Small business loan with tenure up to 8 years, with first year grace period, and a debt : equity of 90 : 10 will be disbursed to SME beneficiaries across Pakistan, covering; Punjab, Sindh, Khyber Pakhtunkhwa, Balochistan, Gilgit Baltistan, Azad Jammu & Kashmir and Federally Administered Tribal Areas (FATA). It has a 50% quota for women and 5% quota for families of Shaheeds, Widows and Disabled persons.
SMEDA has been tasked with an advisory role in the implementation of PM’s scheme by providing more than fifty five updated pre-feasibilities for referencing by Loan beneficiaries and participating banks to optimally utilize their financial resources. SMEDA shall continue to add additional prefeasibilities. However, it is not necessary to develop a project on these prefeasibilities. Any other projects will also be entertained by the banks.


These pre-feasibility studies are meant to introduce different business propositions to young entrepreneurs for “Prime Minister’s Youth Business Loan” Scheme and provide a general idea and information on the proposed businesses. However, interested applicants may choose any other business, other than these proposed pre-feasibility studies, and such a project would be acceptable to the banks. In order to facilitate loan applicants, SMEDA has developed a Business Plan Template / Guidelines to help develop customized business plans.

Although, the material included in these documents is based on data/information gathered from various reliable sources, it is based upon certain assumptions, which may differ from case to case. The information has been provided on “as is where is basis” without any warranties or assertions as to the correctness or soundness thereof.

Although, due care and diligence has been taken to compile these documents, the contained information may vary due to changes in any of the underlying assumptions and factors, and the actual results may differ substantially from the presented information. SMEDA, its employees or consultants do not assume any liability for any financial or other loss resulting as a consequence of undertaking this activity.

The contained information does not preclude seeking any further professional advice. The prospective user of this memorandum is encouraged to carry out additional diligence and gather further information and facts which are necessary for making an informed decision, including taking professional advice from a qualified consultant/technical expert, before taking any decision to act upon the information.

Sample of Feasibility Report

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Inland Fish Farming

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Shrimp Farming

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Application Form

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